Frequently Asked Questions

• When did Social Security start?
  President Franklin Roosevelt signed the Social Security Act on August 14, 1935. Taxes were collected for the first time in January 1937 and the first one-time, lump-sum payments were made that same month. Regular ongoing monthly benefits started in January 1940. more
• What is the origin of the term Social Security?
  Abraham Epstein in connection with his group, the American Association, first used the term in the U.S. for Social Security. Originally, the Social Security Act of 1935 was named the Economic Security Act, but this title was changed during congressional consideration of the bill.
• What is the difference between Social Security disability and SSI?
  Social Security disability insurance is a program that workers, employers and the self-employed pay for with their Social Security taxes. You qualify for these benefits based on your work history, and the amount of your benefit is based on your earnings. SSI is a program financed through general … more
• What are the disability requirements for an adult?
  The definition of disability in the Social Security law is a strict one. To be eligible for benefits, a person must be unable to do any kind of substantial gainful work because of a physical or mental impairment (or a combination of impairments), which is expected either to last at least 12 … more
• I receive Social Security disability benefits. Will my Social Security benefits change when I turn age 65?
  When you turn age 65, nothing will change, except for Social Security purposes, your benefits will be called retirement benefits instead of disability benefits. more
• Does private disability protection reduce your Social Security Benefit?
  No. Your eligibility for Social Security disability payments is not affected by any private insurance you may have. However, worker`s compensation and certain other public disability payments may affect your Social Security benefit. more
• How do I apply for Social Security disability benefits?
  You can apply by calling your local Social Security Office. A representative will schedule an appointment for you. You can apply in person or over the phone. You should apply as soon as you become disabled. However, Social Security disability benefits will not begin until the sixth full month of … more
• What will I need to apply?
  The claims process for disability benefits is generally longer than for other types of Social Security benefits, from 60 to 90 days. It takes longer to obtain medical information and to assess the nature of the disability in terms of your ability to work. However, you can help shorten the … more